Analyst II, Credit Bureau Reporting & Config

November 6, 2026

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About the position

The Analyst II of the Credit Bureau Reporting and Software Configuration Team provides analytical and technical support for key areas of CarMax Auto Finance (CAF) business. This person provides analytical support for key processes such as credit bureau reporting as well as the configuration and management of our credit decisioning system, ARGO. Our company’s success is motivated by our customer-centric, data-informed approach to problem solving, with an unparalleled focus on a company culture that supports our associates and our community. As an Analyst II, Credit Bureau Reporting and Software Configuration, you will have a direct hand in this effort by leveraging your creative, analytical and technical abilities to ensure that key and highly compliant aspects of our business are operating effectively and efficiently. It takes a tenacious enthusiasm for problem-solving, combined with an inherent passion for doing what’s right, to balance the needs of the business and our customers in these endeavors. You will be entrusted to work independently, in an environment that is collaborative, fast-paced, teamwork-centric, and ever-evolving.

Responsibilities

Perform analysis on credit bureau reporting & ARGO configuration strategies to recommend system changes; including partnering with stakeholders to implement and test changes.
Leverage their deep understanding of the Alfa system to analyze its role and impact on the credit bureau reporting processes.
Execute of testing on system changes/releases (Alfa) for any credit bureau reporting component and implement automated regression testing.
Design, configure, test and validate requested changes to the ARGO system as needed by the Risk team.
Partner with dependent (upstream & downstream) technology teams to ensure ARGO configuration changes function properly in the CarMax Financing ecosystem.
Use a data informed approach to problem solving.

Requirements

Bachelor’s Degree required, in an analytical, mathematical or technical major preferred
1-2 years of experience in an analytical role
Excellent verbal, written, and interpersonal skills
Proficiency with computers and database systems and/or software packages preferred (ex: Python, SQL, Excel, SAS)
Knowledge of the following coding, tools and concepts preferred: General Code Writing (e.g. Defining Variables, If/Then Statements, For Loops, Function Writing, etc.)
Test Planning and Execution (Test Case building, Unit Tests, Regression Tests, Automating Testing, etc.)
Version Control Methodologies (e.g. GitHub)
SQL (e.g. Snowflake, SQL Server Management Studio, etc.)
Database Schemas, Data Migration and Scripting
Security and Data Protection, Security Compliance & Data Storage Solutions
Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.

Benefits

CarMax is recognized for our commitment to training and diversity and is one of the FORTUNE 100 Best Companies to Work For®.

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