Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

The Sr Business Development Manager, SBL is responsible for growing Happen Bank's SBA and conventional commercial lending portfolio by developing new client relationships and delivering financing solutions that help small businesses achieve their goals. In this role, you'll partner with clients, referral sources, and internal stakeholders to originate high-quality loans while providing an exceptional customer experience throughout the lending lifecycle.

You'll play a key role in expanding LendingClub's presence in the market by building trusted relationships, identifying new business opportunities, and delivering solutions that support both client success and business growth.

• Develop and grow a portfolio of SBA 7(a), 504, and conventional commercial lending relationships, achieving annual production goals while maintaining strong credit quality
• Build and maintain referral networks through centers of influence (COIs), CDC offices, and community partnerships to generate new lending opportunities
• Guide clients through the lending process, from initial qualification through closing, serving as their primary point of contact and ensuring a positive customer experience
• Evaluate lending opportunities by assessing financial statements, cash flow, collateral, loan structure, and program eligibility
• Partner with internal credit and operations teams to prepare complete loan packages and facilitate efficient underwriting and closing
• Cross-sell Happen Bank products and services while identifying opportunities to deepen client relationships
• Represent Happen Bank within the community through networking events, industry organizations, and business development activities that strengthen brand awareness and referral partnerships

• 6+ years of SBA lending experience; bachelor's degree in a related field; or equivalent combination of education and work experience
• Experience originating SBA 7(a), 504, and conventional commercial loans
• Proven success developing referral networks and generating new business opportunities
• Strong financial analysis skills, including cash flow analysis, financial statements, collateral evaluation, loan structuring, and pricing
• Strong understanding of SBA lending programs and commercial credit underwriting principles
• Excellent relationship management, communication, and presentation skills
• You build trusted relationships with clients and business partners and proactively identify opportunities to grow your portfolio
• You use sound judgment to balance client needs, business objectives, and credit quality while navigating complex lending decisions
• You use AI tools thoughtfully to improve research, organization, and productivity while maintaining accuracy, confidentiality, and regulatory compliance

Nice to Have

• Existing network of Centers of Influence (COIs) and referral partners
• Experience working with CDC offices and SBA lending programs
• Experience in commercial banking or financial services sales

Work Location
Remote

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.

Time Zone Requirements
Local hours (PT, MT, CT, ET)

While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to Happen Bank offices and/or other locations, as needed.

Compensation
The target base salary range for this position is 115,000-135,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

#LI-Remote
#LI-AW1

Happen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system. 

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@happen.com. 

Notice on AI Tool Use 

For select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process.

You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out.

During the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us.  We will use this information to evaluate your application for employment.

We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes.  For more information about how we will handle your personal information, please refer to our Privacy Disclosure.

We will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.